In business, the paperwork is not only a necessary evil but most times, a vital aspect to the success and viability of your business. Preparing and processing this paperwork makes up the core of your business, in one way or another. However, many business owners do not understand the importance of a properly prepared and written Business Letter. There are specific times when extra care needs to be taken in order for the time you spend writing your documents pans out into obtaining the goal you are set on achieving for your business.

Mission Statement and Business Plan
Anyone who has applied for any kind of loans for their business understands the importance of a perfectly prepared Mission Statement and Business Plan. This type of Business Letter is a detailed summarization of the goals, purpose and plan for your business. Any lender processing your application for a business loan will require these forms to assess the possibility of your loan application.

Writing a Mission Statement and Business Plan requires you to take a detailed look at your business, from the goals and products you intend to pursue, to the target market you plan to sell to as well as any real competition you have in your market or region. Once you get all of these factors in place, you then need to consolidate the information into a concise Mission Statement that gives your prospective lender an overview of what your goals are and how you intend to achieve them. The goal of all this work is to convince the lender that your business is a good investment for the funds you are requesting. It is one of the most vital business communications you will ever write.

Introductory Letters for Marketing
Fishing for prospective business is a regular part of any business. Even if word of mouth advertising is good, you should always send out regular letters to new businesses in your region that could use your services. It is important that these letters come across not as a sales pitch, but with a sincere interest in creating a business relationship between your two companies. Explain where you learned about them, what you do and how you think you could be of service. That’s it. Don’t try to sell them on your business and always include a note that you’ll be following up shortly to answer any questions they may have. This type of Business Letter keeps many businesses going despite economic conditions.

Find It Local 411 is a web based online community resource for the Michiana region of the United States (Northwest Indiana & Southwest Michigan).  serves the area by providing local business listings, classifieds, events and business advice and consults on their blog.

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Password use is widely accepted method for protection of informational and other resources: in computer networks, cash dispensers, telephone cards, etc. However, passwords can be forgotten, stolen or broken. In this relation, biometric identification is more reliable, since fingerprint or eye can not disappear so easily. There are also examples for combination of biometrical and password protection, either to protect scanning areas or to generate random passwords. Impementation of biometric password generation creates range of advantages for everyday use.

The point of password use is to create universal and easy to install system; the point of biometric use is to create highly secure system.

Biometric market now worth $3.4 billion with annual growth of 29.1% ; this predominantly include finger scan technology (59%), facial and iris scanning (13%), keystroke (0.4%) and signature scans (2.7%). Proposed invention targets end-users, small, medium-size companies and widespread information systems which need:
- Convenient, cost effective and secure solution for personal passwords storage, i.e. – Flexibility in installation of access control devices: i.e. biometric scanners and password generators in university labs and libraries or subscription services of internet media.

Since security concerns in the modern world are constantly growing, biometric password generation is capable to gain at least 3% of total biometric market.

Advantages of biometric password management

- Passwords are unique because of uniqueness of biometric characteristics. – Passwords are permanent, because they use certain mathematical algorithm (coding table) for coding. Other methods on the market generate just random passwords, useless for most applications. – Passwords do not require storage or additional processing (i.e. comparison of a fingerprint with etalon in a database). – Passwords use is flexible and can be invented in numerous applications: from personal password generators to access control systems. – Passwords are secure because user can select any coding table or coordinate grid to generate password; this selection, however, is easy to remember.
One of the major assumptions is that password protection will remain the most popular security measure. Anyway, to answer whether existing or new technologies will impact our invention, we need to discuss its areas of aplication and how it’s supposed to be realized.
Application
2. Technology
Application of our invention is simple and straigntforvard: to generate paswords and ensure their security. Necessity of password generations is apparent for anyone using more than one password, either for banking, mail or administration. To store password is obviously insecure, whether in notepad or bulletproof safe. Presented invention claims to offer such technology using fingerprints.
2. Nevertheless, with technology development, new advances appear on the market and bring fortune to their inventors. The recent example is a group of Russian students, who offered device for face recognition and attracted few million investment from Japan venture fund.

To generate password (http://merqum.com) , biometric identifier should be permanent, distinctive and have high performance; for ease of use it must be universal and collectable. Fingerprint technology is also a market leader in biometric technologies and we present some comments below why ones are better than others. • DNA: DeoxyriboNucleic Acid (DNA) is the one-dimensional ultimate unique code for one’s individuality, except for the fact that identical twins have identical DNA patterns. However, there are some tradeoffs in its use. • Facial, hand, and hand vein infrared thermograms: The pattern of heat radiated by the human body is a characteristic of each individual body and can be captured by an infrared camera in an unobtrusive way much like a regular (visible spectrum) photo- photograph. The technology could be used for covert recognition and could distinguish between identical twins. A thermogram-based system is non-contact and non-invasive but sensing challenges in uncontrolled environments, where heat-emanating surf1aces in the vicinity of the body, such as, room heaters and vehicle exhaust pipes, may drastically affect the image acquisition phase. Infrared sensors are prohibitively expensive which is a factor inhibiting widespread use of the thermograms. • Gait: Gait is the peculiar way one walks and is a complex spatio-temporal biometric. • Hand and finger geometry: Some features related to a human hand (e.g., length of fingers) are relatively invariant and peculiar (although not very distinctive) to an individual. The representational requirements of the hand are very small (nine bytes in one of the commercially available products), which is an attractive feature for bandwidth- and memory-limited systems. • Iris: Visual texture of the human iris is determined by the chaotic morphogenetic processes during embryonic development and is posited to be distinctive for each person and each eye (Daugman, 1999a). Iris identification technology is a tremendously accurate biometrics. Ease of use and system integration has not traditionally been strong points with iris scanning devices, but people can expect improvements in these areas as new products emerge.

• Retinal scan: The retinal vasculature is rich in structure and is supposed to be a characteristic of each individual and each eye. It is claimed to be the most secure biometric since it is not easy to change or replicate the retinal vasculature The image acquisition involves cooperation of the subject, entails contact with the eyepiece, and requires a conscious effort on the part of the user. All these factors adversely affect public acceptability of retinal biometrics. Retinal vasculature can reveal some medical conditions (e.g., hypertension), which is another factor standing in the way of public acceptance of retinal scan-based biometrics. • Voice: Voice capture is unobtrusive and voice print is an acceptable biometric in almost all societies. Voice may be the only feasible biometric in applications requiring person recognition over a telephone. Voice is not expected to be sufficiently distinctive to permit identification of an individual from a large database of identities. Moreover, a voice signal available for recognition is typically degraded in quality by the microphone, communication channel, and digitizer characteristics. Voice is also affected by a person’s health (e.g., cold), stress, emotions, and so on. Besides, some people seem to be extraordinarily skilled in mimicking others. • Finger-scan biometrics is based on the distinctive characteristics of a human fingerprint. It is not surprising that the workstation access application area seems to be based almost exclusively on fingerprints, due to the relatively low cost, small size and ease of integration of fingerprint authentication devices.

As it’s clear from the above review, biometric techniques are different in applicability, use of use, acceptability, etc. It’s unlikely that advantages in some technique will change market share of others, especially of the most popular ones, like fingerprint or face recognition. Any successful combination of biometric techniques, however, is capable to create own market niche.

The market.
Biometric market now worth $3.4 billion with annual growth of 29.1% ; this predominantly include finger scan technology (59%), facial and iris scanning (13%), keystroke (0.4%) and signature scans (2.7%). pocket USB-password generators;
- Flexibility in installation of access control devices: i.e. biometric scanners and password generators in university labs and libraries or subscription services of internet media. Since security concerns in the modern world are constantly growing, biometric password generation is capable to gain at least 3% of total biometric market.Additional details are available at

Biometrics security expert

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